If you have a WordPress blog or website, WordPress security must be an issue for you. I'm sure you must have heard about hackers attacking blogs and websites of other people. The damage done by them can be enormous, especially when the particular blog was high page ranked, displaying high in search engines and profitable. It is not the only type of websites attacked by hackers. The reasoning behind their acts can't be explained as logical. They will destroy it for fun. I know stories of people who one day, instead of their website saw a short note informing them that their website has been blocked by Google due to the thread it carries to other internet users. It was a result of hacker attack, who made changes to the website.
Since scare tactics appear to be what drives some people to take rename your login url to secure your wordpress website a little more seriously, or at least start thinking about the problem, let me shoot a scare tactics your way.
Also, don't make the mistake of thinking that your web host will have continue reading this your back as far as WordPress backups go. Not always. It's been my experience that the company may or might not be doing backups, while they say that they do. Take that kind of chance?
For me it's a WordPress plugin. They're drop dead simple to set up, have all the features you need for a job like this, and are relatively inexpensive, especially when compared to having to hire someone to get this done for you.
WordPress is one of the platforms for websites and blogs. While WordPress is pretty secure out of the box, there are always going to be people who want to make trouble by finding a way to split into accounts or sites to cause harm or inject hidden spammy links. That is why it's important to make certain that your WordPress installation is as secure as possible.
Do not use wp_ as a prefix for your databases. That default is being eliminated by web hosting providers now but if yours doesn't, adjust wp_ to anything else but that.